Economy
Insurance companies are a cornerstone of the German and European economy. By protecting households and businesses against financial risks and unexpected circumstances, they create stability and encourage long-term planning. As major institutional investors, insurers also channel savings into the real economy, financing infrastructure, innovation, and the green transition. In this way, the insurance industry not only safeguards prosperity but also helps drive sustainable economic growth. To find out more about the vital part that insurance plays in the economy, visit this page.
Life insurance
Life insurance plays a crucial role in providing people with financial security in the long-term. It helps families safeguard against unforeseen risks, while also supporting policyholders in building savings for retirement. Beyond personal protection, life insurers also invest long-term capital into the economy, strengthening financial stability and supporting growth. For more information on how life insurance combines private security with a broader contribution to society, click here.
Digitalisation
From more efficient claims processing and personalised products to new tools for risk prevention, digital tools open opportunities for insurers to improve service, transparency, and accessibility. At the same time, they raise important questions about data protection, fair competition, and consumer trust. The insurance industry is actively shaping digital change, ensuring innovation goes hand in hand with responsibility. You can read more about how digitalisation is transforming the way insurers work and interact with their customers here.
Sustainability and climate
By managing risks, insurers help society adapt to the impacts of climate change and other global challenges. At the same time, insurance companies are key investors and use this role to support the transition to a climate-neutral economy. From innovative products that encourage prevention to sustainable investment strategies, the industry contributes to building resilience and securing a liveable world for future generations. Read more about how insurance supports sustainability here.