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Regulation

Policy positions 2022

The war in Ukraine has shifted political priorities, but many tasks remain important. The insurance industry has formulated positions for seven topics in order to participate in the debate about the future of the country.

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Germany is facing crucial years. The new federal government promises a "coalition of modernisation" and dares to make more progress. The war in the Ukraine has shifted priorities in the political agenda of the German government, in Germany and in Europe.

For peace and security in Europe, this raises new, urgent questions that have direct implications for the policies of today and tomorrow. Other, familiar issues remain even in the changed context: transforming the economy to sustainable value creation, limiting climate change and its consequences, coping with demographic change, digitising the world of life and work, overcoming the pandemic and, of course, the question of financing these transformative tasks.

We insurers are convinced that with our value creation model - funded risk protection for the economy and society - we can make an effective contribution to modernising Germany socially, digitising it, and reforming it ecologically and socially. We show in our policy positions the topics in which we want to get involved in the upcoming political debates and projects to achieve joint results.

Our positions

  • Sustainability: The green transformation of the economy is an enormous undertaking. Insurers supported the goal with their own initiatives. They can also drive renewal in other sectors: as investors, risk takers, and prevention experts. Learn more
  • Climate protection and climate change: Climate change has long been underway - with dramatic consequences in this country as well. For the future, the focus must be on containing the effects: via structural adjustments, better education and an expansion of insurance coverage. Learn more
  • Digitisation Digital services are increasingly determining people's everyday lives and the success of undertakings. Legislators must keep both in mind: data protection and economic potential. Insurers also want to take advantage of innovations. Learn more
  • Regulation: Insurers can use their enormous capital to drive Germany's modernisation and decarbonisation. Their financial strength should therefore not be unjustifiably restricted, but rather private investment should be facilitated. Learn more
  • Working world: Corona and digitisation have changed the working world. This also results in new requirements for insurers: Forms of work such as crowdwork and platform work should be possible. Mobile work should be further facilitated. Learn more